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    (Editor's note: this was the very first article I wrote for the Internet, back in mid-1999, and it's been on my website ever since.


    Consolidating graduate school loans duggar dating rules

    After you are done, you will know how to refinance and consolidate student loans. You may now have a general idea of how to refinance student loans and how to consolidate student loans, as well as the basics of what each lender offers, but there is much more information you should know before choosing a lender.Below we've ranked the leading student loan refinancing and consolidation companies. There are many different benefits and drawbacks of what each student loan consolidation and refinancing lender offers, and it is important to be aware of all of them.But if you decide that the benefits of consolidation outweigh the drawbacks, you can find a way to make it work, whether you have federal or private loans.There is a difference between consolidating federal and private loans.At Lend EDU, we help borrowers compare the top student loan companies in one place.We put together this guide to help you get information on all of the top student loan refinance lenders without having to jump around multiple websites.Student loan refinancing: Refinancing is when a student loan lender buys out your existing loans, and gives you a single new loan with a potentially lower interest rate.So if you feel like your interest rate is too high, refinancing could help.

    Though it stretches your loan payments out over a longer time, it does make them more affordable and less stressful, so in some situations is the best decision to make.

    7 out of 10 graduates are now graduating with some form of student loan debt.

    With an average balance of ,400, student debt is a big part of the average college graduate's life.

    Lucky grads who come out earning decent salaries are typically among the set wooed by top engineering and tech companies, or those with which they’ve done internships.

    But if you are like most grad students, you have been in school for many years and have little real world experience.

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